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If you invoice, batch or bill, we've seen your situation before.

Different trades, same arithmetic: money leaves before it arrives. Here's what that usually looks like.

A tractor unit parked at a truck stop fuel island.

Trucking & transportation

Fuel and driver pay now, broker settlement in 30 to 45 days.

A timber-framed building under construction, with lumber stacked on the deck.

Construction & contracting

Mobilization, materials and crew before the first draw clears.

The prep area of a commercial kitchen before service.

Restaurants & food service

Food cost and payroll against daily batches and slow seasons.

A repair bay with a car raised on a two-post lift.

Auto repair & body shops

Parts up front, insurance and fleet accounts paying later.

High-visibility vests hanging by a warehouse door.

Staffing agencies

You pay your people weekly. Your client pays you net 60.

An empty dental treatment room.

Medical & dental practices

Payroll and supplies against insurance reimbursement cycles.

Copper pipe, cable and hand tools laid out beside a work van.

HVAC, plumbing & electrical

Equipment and parts on demand, billing after the job closes.

Bundles of shingles stacked on a roof deck part way through a re-roof.

Roofing

Materials and crew fronted while insurance claims work through.

Styling chairs and mirrors in a salon before opening.

Salons, barbers & retail

Rent, inventory and staff against uneven foot traffic.

A living room arranged for someone with limited mobility.

Home care agencies

Caregiver payroll every two weeks, reimbursement much later.

A daycare room with low tables and cubby shelving.

Childcare & daycare

Fixed staffing costs against enrollment that moves seasonally.

Mowers and trimmers loaded on an equipment trailer.

Landscaping & snow removal

Equipment and seasonal crews with income that swings hard.

A deck of cut timber stacked beside a forest track.

Logging & forestry

Heavy equipment and fuel against mill payment schedules.

A small machine shop floor with bar stock and a CNC machine.

Manufacturing & wholesale

Raw materials and production ahead of purchase order terms.

A small office with desks and monitors before opening.

Professional services

Salaries and overhead while client invoices age.

A row of independent storefronts on a main street.

Anything not on this list

If your business takes in revenue, it's worth a conversation.

Don't see yours? If your business takes in revenue, it's worth a conversation. Start an application or call (929) 289-2986.